---
description: Compare Square Payments vs Klarna for South African businesses. GetApp provides a side-by-side comparison with details on software price, features and reviews.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/getapp/og_logo-94fd2a03a6c7a0e54fc0c9e21a1c0ce9.png
title: Compare Square Payments vs Klarna | GetApp South Africa 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/1183/mobile-credit-card-processing/software) > [Square Payments \<span\>vs\</span\> Klarna](https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna)

# Compare Square Payments vs Klarna

Canonical: https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna

> Detailed comparison between Square Payments and Klarna. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | Klarna |
| **Overall rating** | 4.7/5 | 3.6/5 |
| **Total Reviews** | 2672 | 96 |
| **Starting Price** | - | - |
| **Free Trial** | No | No |
| **Free Version** | Yes | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | FAQs/Forum, Knowledge Base, 24/7 (Live rep) |
| **Training** | In Person, Documentation, Videos | Documentation |

## Key features

### Square Payments

- API
- CRM
- Credit Card Processing
- Customer Database
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Mobile Access
- Mobile Payments
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Receipt Management
- Reminders
- Reporting/Analytics
- SSL Security
- Third-Party Integrations

### Klarna

- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Mobile Access
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Reporting/Analytics
- Third-Party Integrations

## Links

- [View Square Payments Profile](https://www.getapp.za.com/software/112251/square-payments-processing)
- [View Klarna Profile](https://www.getapp.za.com/software/2047668/klarna)
- [View Original Comparison](https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Compare Square Payments vs Klarna | GetApp South Africa 2026","description":"Compare Square Payments vs Klarna for South African businesses. GetApp provides a side-by-side comparison with details on software price, features and reviews.","url":"https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna","about":[{"@id":"https://www.getapp.za.com/software/112251/square-payments-processing#software"},{"@id":"https://www.getapp.za.com/software/2047668/klarna#software"}],"breadcrumb":{"@id":"https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna#webpage","isPartOf":{"@id":"https://www.getapp.za.com/#website"},"inLanguage":"en-ZA","publisher":{"@id":"https://www.getapp.za.com/#organization"}},{"name":"Square Payments","description":"Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.\n\nIn order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.\n\nSquare Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6cbcc0f8-67c6-4ca1-9547-f544ad050262.png","url":"https://www.getapp.za.com/software/112251/square-payments-processing","@type":"SoftwareApplication","@id":"https://www.getapp.za.com/software/112251/square-payments-processing#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.za.com/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":2672},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"Klarna","description":"Klarna is a payment processing platform designed to help businesses offer a secure checkout experience to customers with several payment methods. Shoppers can use the application to manage purchases, report returns, and communicate with customer service agents.\n\nThe system automatically fills billing and shipping information for returning customers and accepts transactions via bank transfers and cards. Klarna helps businesses customize the checkout interface according to requirements to promote brand identity across shoppers. Organizations can also use footers and marketing banners to display on-site messages and inform website visitors about various payment methods. \n\nKlarna's messaging widget enables businesses to display payment methods based on the shopping basket's size and item prices. It facilitates integration with several third-party systems such as Shopify, BigCommerce, and more. Managers can also customize text, font, and color for on-site messages.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/f68714b7-6a38-4a15-9718-9a71956d3148.jpeg","url":"https://www.getapp.za.com/software/2047668/klarna","@type":"SoftwareApplication","@id":"https://www.getapp.za.com/software/2047668/klarna#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.getapp.za.com/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":3.6,"bestRating":5,"ratingCount":96},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Mobile Credit Card Processing Software","position":2,"item":"/directory/1183/mobile-credit-card-processing/software","@type":"ListItem"},{"name":"Square Payments vs Klarna","position":3,"item":"https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna","@type":"ListItem"}],"@id":"https://www.getapp.za.com/compare/112251/2047668/square-payments-processing/vs/klarna#breadcrumblist"}]}
</script>
