Authorize.Net

Credit card processing for small & medium business merchants

About Authorize.Net

Authorize.Net is an online payment gateway enabling small to medium-sized online merchants to accept credit card and electronic check payments from websites and deposit funds automatically into their merchant bank account. More than 305,000 merchants trust Authorize.net for payment processing and online fraud prevention solutions.

Accept retail payments/in-person payments by attaching a compatible card reader to an existing computer, or use a mobile device in order to accept payments on the go. Authorize.Net also powers payments for dozens of pre-integrated, third party point-of-sale systems.

Customers can make a web purchase on their mobile phone, and Authorize.Net payments can be embedded into the business' mobile app for accepting payments.

Accept mail order/telephone order payments and submit transactions manually by entering payment details into Authorize.Net's online virtual terminal. This feature is ideal for merchants who take mail or telephone orders from their customers.

Pricing starting from:

US$25,00/month

  • Free Version
  • Free Trial
  • Subscription

Top 5 alternatives to Authorize.Net

Key benefits of Authorize.Net

  • Accept a variety of payments – All major credit cards, eCheck.Net (electronic checks from bank accounts), gift cards, and signature debit cards.

  • Manage transactions – A full-featured merchant interface to monitor and control payments through websites.

  • Prevent fraud – Identify suspicious transactions with value-adding products and built-in fraud tools.

  • Risk management – Sensitive data is stored in the Authorize.Net PCI-compliant data center, and never on the user's computer.

  • Receive payments quickly – Funds are automatically deposited into the user's merchant bank account within days.

  • Free help – Authorize.Net provides live technical and account support to merchants, as well as access to online documentation and user guides.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Canada, China, India, United Kingdom and 1 others

    Supported Languages

    English

    Pricing starting from:

    US$25,00/month

    • Free Version
    • Free Trial
    • Subscription

    Top 5 alternatives to Authorize.Net

    Images

    Authorize.Net Software - Transaction view
    Authorize.Net Software - Donation plug-in feature
    Authorize.Net Software - Card reader feature
    Authorize.Net Software - Payment terminal feature
    View 5 more
    Authorize.Net video
    Authorize.Net Software - Transaction view
    Authorize.Net Software - Donation plug-in feature
    Authorize.Net Software - Card reader feature
    Authorize.Net Software - Payment terminal feature

    Features

    Total features of Authorize.Net: 32

    • ACH Payment Processing
    • API
    • Access Controls/Permissions
    • Commission Management
    • Credit Card Processing
    • Customer Accounts
    • Customizable Branding
    • Data Security
    • Debit/Credit Card Processing
    • Discount Management
    • Electronic Payments
    • Electronic Signature
    • Gift Card Management
    • Inventory Management
    • Loyalty Program
    • Mobile Payments
    • Multi-Location
    • Multiple Payment Options
    • Online Payments
    • Ordering Automation
    • PCI Compliance
    • Payment Processing
    • Real Time Data
    • Recurring/Subscription Billing
    • Reporting/Analytics
    • Restaurant POS
    • Retail POS
    • Returns Management
    • Sales Reports
    • Transaction History
    • Transaction Monitoring
    • eCommerce Management

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    Reviews

    Overall rating

    4,4 /5
    (156)
    Value for Money
    4,3/5
    Features
    4,3/5
    Ease of Use
    4,2/5
    Customer Support
    4,3/5

    Already have Authorize.Net?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 156
    Kenneth
    Overall rating
    • Industry: Military
    • Company size: 11-50 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    AUTHORIZE FOR NON PROFIT DONATION MANAGEMENT/PROCESSING

    Reviewed on 2018/11/02

    Customer service and adaptability of the system with our CRM has been very positive for us. When...

    Customer service and adaptability of the system with our CRM has been very positive for us. When we adopted our new CRM system along with the the hosted website managed by the same CRM system, we were not sure how everything would integrate, but our donation links and sponsorship links that take contributors directly to Authorize for processing have never let us down.

    Pros

    Authorize integrated flawlessly with our CRM system. It was one of several options for donor management and processing that was compatable with our CRM. We researched each available system and Authorize was both suggested by a fellow non profit as well as seemed to meet our requirements.

    Cons

    Transaction charges seem to be the biggest issue that we have. There are industry averages for processing various cards, and Authorize is on par with other systems. It is unfortunate that Authorize does not offer a non-profit processing rate or possibly a flat rate that is well below what would be offered to a for profit organization.

    Katharine
    Overall rating
    • Industry: Nonprofit Organization Management
    • Company size: 51-200 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Likelihood to recommend 8.0 /10

    Authorize.net is a good standard for authorization terminals!

    Reviewed on 2019/08/21

    It allows for our business to run far more smoothly in contrast with our clunky patron CRM...

    It allows for our business to run far more smoothly in contrast with our clunky patron CRM software. It's a solid product to use and while it has it's flaws, is nothing short of consistent. Less frills and smooth than Square but in many ways far more direct and clear.

    Pros

    - Very easy to use towards transactions, refunds and troubleshooting any and all patron issues within our site.
    -Allows to run reports for settled transaction, dispute declined transactions and see where fraudulent purchased might occur.
    - Has access to extended actions that allow us to void transactions, go into our accounts linked to the terminal and locate specific details we cannot always locate otherwise.

    Cons

    -Can be a bit slow with processing requests or locating specific transactions.
    -Is temperamental with the variables (i.e. first, last name, zip code, etc.) when running reports. Have to be careful when entering data, must be exact or actions may not always be carried out clearly.
    -Running reports will not show transactions within the last business day, setlled or unsettled.
    -Processing refunds has a 90 day limit.

    Elyse
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: 201-500 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Customer Support
    • Likelihood to recommend 1.0 /10

    Not an easy or fun experience

    Reviewed on 2021/11/23

    Pros

    This is a widely used and accepted software. Lots of clients and their purchasing power makes their rates competitive.

    Cons

    User experience is terrible and disjointed. Impossible to look at your account holistically. Customer service was dreadful and not at all helpful. Outages were plentiful as were timeouts and errors.

    Alternatives Considered

    Stripe

    Reasons for Switching to Authorize.Net

    We were forced into using auth but have since switched to stripe and are very pleased we did
    Dave
    Overall rating
    • Industry: Information Services
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Likelihood to recommend 10.0 /10

    My go to payment processor

    Reviewed on 2019/12/04

    Overall, highly recommended. We've never had any serious issues with Authorize.Net's service.

    Overall, highly recommended. We've never had any serious issues with Authorize.Net's service.

    Pros

    We have been using Authorize.Net for years on our customer eCommerce sites. Setup is easy and payments are secure.

    Cons

    If a problem arises, our customers normally contact Authorize directly by phone. They won't usually respond to me directly since I am not the account holder. As the IT contact for our customers, it would be nice to more easily be able to contact Authorize without having to go through the customer for technical issues.

    Jessica
    Overall rating
    • Industry: Medical Devices
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Likelihood to recommend 10.0 /10

    Authorize.net - Easy to Use

    Reviewed on 2018/09/19

    Pros

    Authorize.net is extremely easy to use. I'll be honest - I probably don't use it to the full extent of the software. I generally do 3 things. 1. charge a credit card. 2. Look at our daily reports and 3. Use the transaction search. From time to time, I may look at unsettled transactions and change a setting but that is about it. You don't need to be tech savvy to understand the platform. It is easy, convenient and worry-free.

    Cons

    Honestly, nothing. I've been using it for over 11 years with ease.

    Showing 5 reviews of 156 Read all reviews

    Authorize.Net FAQs

    Below are some frequently asked questions for Authorize.Net.

    Authorize.Net offers the following pricing plans:

    • Starting from: US$25,00/month
    • Pricing model: Free Version, Subscription
    • Free Trial: Not Available

    2.9% + .30 per transaction* $49 setup, $25 monthly gateway + free additional services. *Partner merchant account fees may vary, contact Authorize.net for more details.

    Authorize.Net has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1 000, 1 001-5 000

    Authorize.Net supports the following languages:

    English

    Authorize.Net supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Authorize.Net integrates with the following applications:

    PayPal

    Authorize.Net offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat

    Related categories

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