About Square Payments

Square Payments is an online payment processing solution which integrates with Square hardware and POS software to allow businesses to accept various payment types. Businesses can use Square Payments to make transactions from any location, deposit payments from all major credit cards, send invoices, store payment details for recurring customers, sell through e-commerce platforms, and more through integration with other Square tools and third party applications.

In order to facilitate the acceptance of any type of payment, Square Payments provides tools for managing chip cards, NFC payments, magstripe, remote payments, cash deposits, and more, meaning businesses can offer more flexibility to their customers. Users can integrate with Square’s card reader hardware and POS application to process payments anywhere, and in any way that customers wish to pay. Payments can also be handled remotely by keying in payments even when offline and, utilizing Square hardware, merchants can accept credit cards, NFC payments, gift cards, and more.

Square Payments provides automatic security measures including PCI compliance, chargeback protection, account takeover protection, fraud monitoring and detection, and more, so that both businesses and their customers can rest assured their accounts and data are safe when completing transactions.

Key benefits of Square Payments

  • Integrate with Square Invoices to send invoices from laptops or mobile devices directly to customers’ email inboxes and provide clients with a button to pay online or in person with credit and debit card processing.

  • Ensure payments are processed accurately and securely with automated features such as dispute management, PCI compliance management, fraud monitoring, chargeback protection, and more.

  • Integrate with third party e-commerce platforms such as BigCommerce, Weebly, Wix, WooCommerce, Ecwid, and more through the Square App Marketplace to sell online and process payments.

  • Accept payments from chip credit cards, magstripe, NFC through mobile devices, or remotely by keying in payments from the Square dashboard without the need for a card reader. Businesses can also save cards on file for recurring customers to save time.

  • Utilize the Square Payment Processing APIs to sell online through custom built-in app or website payment solutions, and seamlessly integrate online and offline sales. Benefit from Square features such as reporting, deposit tracking, and more.

  • Devices

    Business size

    S M L

    Markets

    Australia, Canada, United Kingdom, Japan, United States

    Supported Languages

    English

    Images

    Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more
    Connect Square payments processing with Square hardware devices to accept all major credit cards
    Accept credit card payments by integrating with Square card reader hardware and POS software
    View 4 more
    Square Payments video
    Square Payments screenshot: Take payments anywhere, from any device, and view payment details, recurring payments, cards on file, and more Square Payments screenshot: Connect Square payments processing with Square hardware devices to accept all major credit cards Square Payments screenshot: Accept credit card payments by integrating with Square card reader hardware and POS software

    Features

    Total features of Square Payments: 36

    • ACH Payment Processing
    • API
    • Billing & Invoicing
    • Cash Management
    • Cash Transactions
    • Compliance Management
    • Contactless NFC
    • Credit Card Processing
    • Cryptocurrency Processing
    • Customer Database
    • Data Security
    • Debit/Credit Card Processing
    • Direct Deposit
    • Electronic Payments
    • Electronic Signature
    • Fraud Detection
    • Gift Card Management
    • In-Person Payments
    • Invoice Management
    • Mobile Card Reader
    • Mobile Payments
    • Monitoring
    • Offline Access
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Processing
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting/Analytics
    • SSL Security
    • Sales Orders
    • Third Party Integrations
    • eCommerce Management

    Alternatives

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    Reviews

    Overall rating

    4,7 /5
    (1 373)
    Value for Money
    4,5/5
    Features
    4,6/5
    Ease of Use
    4,7/5
    Customer Support
    4,4/5

    Already have Square Payments?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Write a Review!
    Showing 5 reviews of 1 373
    Jessica S.
    Overall rating
    • Industry: Hospitality
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Square Payments

    Reviewed on 2020/11/26

    My overall experience with Square is very positive and I will continue using it for years to come.

    My overall experience with Square is very positive and I will continue using it for years to come.

    Pros

    I can accept all kind of payments. When i started my business I realized most if my customers didn't carry cash. I can take any debit or credit card and if it doesn't swipe with the free reader Square gave me I also have the option of typing it in. My customers no longer have to run to the bank to get cash. With the pandemic going on it also helps that I can take contactless payments to make my customers feel safe. Everyone should know about this and share with other business owners, friends, or familt. I give this software my highest recommendation.

    Cons

    There are so many pros and I cant think of but one con. It cost every time you swipe a card and a little more if you have to manually type it in. It works out best to pay when you use it if you dont use it that often but if you use it several times there should be a flat rate fee by the month or an option to choose which plan you would like.

    Verified Reviewer
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    I Recommend Square to Everyone

    Reviewed on 2021/04/07

    First of all, I feel like Square listens to its customers and really wants to understand what...

    First of all, I feel like Square listens to its customers and really wants to understand what features they need and how they need their software to work. They have forums and support and use the information acquired from this to improve their product features regularly.

    Pros

    Square is a really amazing credit card processing, payment gateway, invoicing, booking, and product inventory management option for small to medium size businesses. The value of everything they provide for your to help run your business, beyond just credit card processing, is unmatched. While you are getting a very competitive processing rate, they offer you all of these other tools to run your business mostly for free. They also integrate with 3rd party applications in case they are missing a feature you need. The booking capability alone is worth the credit card processing fees you're paying.

    Cons

    There are a few limitations to some of the applications they offer but it's hard to complain because they are free AND they are constantly listening to their customers to make improvements on those applications. They do charge more if you want to keep your customers credit card on file for automatic payment or recurring billing which in my opinion is counter intuitive and unfair to the businesses using them because technically it means more easily processed payments they are making money on and it's not costing them any extra to process a card already on file. You are basically paying extra for the convenience.

    Bessy V.
    Overall rating
    • Industry: Consumer Services
    • Company size: 2-10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 1.0 /10

    Square: The Good and Bad

    Reviewed on 2019/10/03

    They were my first choice in the beginning, but after the 2 disputes and how bad they handled them,...

    They were my first choice in the beginning, but after the 2 disputes and how bad they handled them, I went back to PayPal. I still keep them for some of my less conventional clients (the ones who don't want to/ or can't follow a link, but rather just give me their info over the phone).

    Pros

    It's easy to use. Your favorite device becomes your POS which is convenient especially for those of us who do work on the road.

    You can get instant deposit with an extra fee which is nice.

    Cons

    I don't like their customer service. You have to pay extra to be able to call their customer service number and even if you do (because I did the trial for premium service), they don't really resolve anything.

    I also don't like their dispute process. You get very limited time to submit your documentation proving the transaction was valid. Some paperwork takes a while to get from clients.

    AND...they allowed a couple of clients to dispute charges that were from the year past, which I still don't understand.

    The worst part of the dispute process is that they'll take the money from your account and then take forever to return it. In both my cases, I had to pay the premium service to be able to talk to customer service, which got me nowhere and then had to email the dispute team with additional information (which you're not supposed to do since they have a form you fill out through the portal).

    And then, if you have customer who makes purchases for the same amount...you can't do instant deposit because they'll hold the funds to make sure you're not ripping people off even though you've demonstrated to be a credible and reputable business.

    Nicholas K.
    Overall rating
    • Industry: Market Research
    • Company size: 2-10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Invoicing and Payments - Solved

    Reviewed on 2021/02/07

    Square makes it simple to create, track and move statements when needed.

    Square makes it simple to create, track and move statements when needed.

    Pros

    It's super easy to get started with Square Invoicing. We have a handful of clients who receive an invoice on a monthly basis and Square makes it easy to send and receive payments.

    Cons

    While Square doesn't require a monthly fee to use, we still find it lacking in customization options. We would definitely like to add a customer banner or look to our statements to make them more personal.

    Heather H.
    Overall rating
    • Industry: Writing & Editing
    • Company size: Self Employed
    • Used Daily for 6-12 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    Gave it a second try and I love it

    Reviewed on 2021/03/12

    Ages ago, I used Square to accept payments for my books. I struggled with the card reader and my...

    Ages ago, I used Square to accept payments for my books. I struggled with the card reader and my phone - probably user error and cheap phones, but that's why I didn't immediately called insider them when I needed a way to accept payments this go-round. A client mentioned it was their preferred way to pay, so I gave it a go and am thrilled that I did. I can't foresee myself changing at this point. They perfectly meet my needs to accept payments multiple ways.

    Pros

    I love how easy it is to set up multiple ways to accept payments. The interface is user friendly, they have multiple ways to pay, an excellent invoicing system, and they deposit money in my account promptly.

    Cons

    I honestly haven't come across anything I don't care for. So far, it's perfectly suited my needs both as a freelancer invoicing clients and as a writer accepting payments for books.

    Showing 5 reviews of 1 373 Read all reviews

    Square Payments FAQs

    Below are some frequently asked questions for Square Payments.

    Square Payments offers the following pricing plans:

    • Starting from:
    • Pricing model: Free
    • Free Trial: Not Available

    Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online & invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information.

    We do not have any information about Square Payments features

    Square Payments has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1 000, 1 001+

    Square Payments supports the following languages:

    English

    Square Payments supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Square Payments integrates with the following applications:

    Bigcommerce, Ecwid, QuickBooks Online Advanced, Square Invoices, Square Point of Sale, TouchBistro, Vend, Weebly, Wix, WooCommerce, Zoho Invoice

    Square Payments offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support

    Related categories

    See all software categories found for Square Payments.