Square Payments

Pros

We are using this software probably 4 years now, without any any problem.
During the time we use different devices and works 100%, without any glitch.
Square support was helping us few times to make the tings right and we are very happy in their professionalism and security of all the system.

Ohh, yea on this days the security is very important in any business when you work with Credit Cards and money. They are on the top of the game.

We try few times other merchants to reduce the fees, but get back to Square for the great service and support.

Cons

Not real any, If the swap fees would be little lower than 2.75% probably will be great. But hay! prefer service and security first. Very important for our clients and us.

Pros

I really liked how easy it was to use and implement. We badly needed to have a way to start accepting debit and credit cards. Square helped make that transition easy. We were able to not only take electronic payments in the Finance office, but the Police station as well. It was very easy to use so even teaching people how to use the software was relatively easy. Also you could figure out things easily by just playing around on the site.

Cons

The only thing I did not like was that there was no option to look at all the departments when it came to transactions and reports. So like if we had 3 departments I could not just look at all the transactions for the day throughout each department. I would have to click the individual department, get what I needed, then repeat it. It made things annoying because it would take a bit longer to record transactions from Square to our accounting software

Pros

Square is a great solution to a small business who wants to ensure they can be paid easily, regularly and without burdening their clients.

I use it to receive monthly payment for my services for about 30 of my clients and it makes my life and my clients lives easier. Yes, you pay a processing fee, but it is competitive and well worth that small fee to ensure that I get paid. Plus, it only takes me a few minutes to receive payment from all those clients.

Cons

There are some elements of Square that are not as intuitive as they could be. Setting up a clients card on file can be tricky at times, especially if you use the web browser vs. the app. In general, use the app for EVERYTHING you do and you'll be fine.

The other issue I have sometimes is the checkout process. That times a bit of time to get used to and can feel clunky. This should be easier and I believe that Square will do their part to make the updates in time.

The final thing, and this is something that may not impact many people, but I use my headphones a lot. I have to be sure to remember to unplug/disconnect them before opening the Square app. If not, it thinks my headphones are the card reader and hits me with a very loud, old school fax machine connection type sound. A painful experience!

Pros

Square allows you to take secure payments anywhere. No start-up cost and low processing fees. They also offer a desktop ‘register’ that doesn’t require any software to be installed. Square gave us a professional way to take sales in the field because it eliminates the need for cash payments and gives your customers ease-of-mind when dealing with a start-up. It also provides analytics so that you can track the amount of money you have made and compare that to sales during another time-period. The invoice to email feature was also a time-saver.

Cons

The pre-determined processing term for funds to be released. You could utilize the paid-for early processing feature but, as a start-up, this was often out of reach. We used this service to take deposits to order client-specific materials so this additional processing time made it difficult to plan projects on occasion.

Pros

We have used many different payment solutions over the years. Most recently we have been using Authorize.net, and while they processed payments just fine, the system is super old and can be frustrating to use. Square is not so, rather they are super easy to use and grow with. Not having to jump through hoops each year to be recertified as PCI compliant (questionnaires and network scans on our end) is really a great bonus we never even knew about before temporarily moving away. We have obviously since moved back and cannot be happier.

Cons

For our photography studio, the biggest drawback was just the taking of the payments, it really didn't feel as professional as it could be when we had to use our phones for large client orders. That has since become an issue in the past as they have so many options now, including the new Square Terminal which we bought and love to death! So really, the biggest flaw we had, has been resolved.