Crunch

You live life. We do the numbers.

4,4 /5 (37 reviews) Write a Review!

Crunch Overview

What is Crunch?

Crunch is a groundbreaking online accountancy firm for freelancers, contractors and small businesses. By combining accredited, award-winning in-house accountants with real-time cloud software.

Crunch Overview

Pricing

Starting from
£29,50/month

Pricing options

Free Trial
Subscription
Value for money

Umbrella for Contractors: from £19.50 per week

Accounting for Limited Companies: from £69.50 +VAT per month

Accounting for Sole Traders: from £29.50 +VAT per month

We'll never charge your extra to speak to our accountants, and all your HMRC and Companies House filings are included in your subscription.


Crunch Features

Devices
Business size
S M L
Markets
United Kingdom
Supported Languages
English

Crunch Reviews

Crunch Reviews

Overall rating
4,4
/
5
Excellent
26

Very good
5

Average
2

Poor
1

Terrible
3

Value for Money
4,1
Features
4,3
Ease of Use
4,4
Customer Support
4,4
84% recommended this app
Benjamin B.

Been using Crunch now for 5 years. Has been a huge help in growing my company -...

I was an early adopter of the Crunch service because I bought into the idea of an online book keeping system backed up by accounting services. Crunch has delivered on all counts. Over five years we have grown our business nearly five-fold and Crunch has been a reliable partner throughout. Because they do so much more than the standard book keeping software systems (ie VAT returns, PAYE returns, audited annual accounts) it is hard to do a simple price comparison with book keeping software. In our calculations they have saved us money over the years and offer a low hassle factor (ie no missed VAT submissions or company house returns).

Things like having good looking invoices, user-friendly interfaces and people at the end of the phone for operational questions or accountancy issues is invaluable. It definitely helps with keeping tabs on monthly profitability and overdue invoices.

Yes, you need to be organised - and you need to enter the information. The best thing I ever did was make my assistant responsible for all aspects of book keeping. Now I can focus more on the business.

Overall, if you are looking for a professional accounting partner to help you grow your business I would recommend Crunch.


Ben - www.iamben.co.uk

Excellent stuff

A few years back I quit my job at an agency and started freelancing. Work came in, everything was great. I debated setting up a company but it looked complicated - it was less about the invoicing and whatnot, more about the legalities. After about 6 months of doing it myself, I realised it just wasn't efficient and decided to do something about it. I had no idea what to look for, but after a suggestion from a friend I contacted Crunch.

As far as business goes, it's been one of the best decisions I've ever made. After going through all my options, they set up a company for me, set me up on their system and explained how everything works. There's certainly been a learning curve, but then I'd never run a business before - thankfully they've been wonderful with answers to questions (that looking back) seem borderline idiotic. Reading another review on here (that in fairness prompted me to write this one), I wasn't quite sure what the guy/girl was talking about - my experience with their (incredibly tolerant) account handlers and accountants has been nothing short of fantastic.

The system itself is great - I do a lot of web work and it's pretty much what I would have built if I'd been building it. Expenses, invoicing and the rest is really simple to do, and it's great to have and see all my numbers and 'company financial stuff' in one easy-to-digest dashboard. Paperwork (including all the HMRC real time PAYE stuff) is all done and taken care of automagically. Which is nice.

Frankly, I can't praise them enough. I was really worried about doing the whole 'proper company' thing, but it's not really something I think about anymore - it's just another tool that helps me get my job done, maximise my earnings and keep me legal. There are very few companies I'm happy to wax lyrical about, but Crunch is certainly one of those (just ask anyone I've blathered on to about starting up on their own!).


D davies

Crunch - Sigh

Oh how I used to love Crunch, the answer to all my one ban band freelance design business woes, well that's how it was for the first 6 months. It went sour after that and eventually rock bottom and perished, leaving a very bad taste in my mouth and a very stressful 18 months.

On the front of it, it's great at invoicing and keeping a tally of ins and outs.

Until you have to update all your expenses yourself, do your own reconcilliation (trawling through uploaded (when they work) csv bankstatements) and matching them off to the expenses you've already inputted. This technically is an accountant/book-keeper's role, so you're doing their work for them.

It's up to you to check your own information, again doing their work for them.

If you can put up with all the server errors, bugs, site crashes etc then fine, which was ok at first as the system was in it's infancy.

But then when you have to engage with a human being, expect to encounter the very junior front end account manager, who is usually pretty clueless.

Imagine this, you're needing to pay yourself, there's a bug in the system that they can't work out in the back end dev department, this holds you back from paying yourself for weeks while they try to sort it out. So you start withdrawing what you assume would be enough to keep you afloat to be told that the numbers now don't work out, then 6 months later with hardly any hair left you get to a state you think is 'fixed'.

Then more problems, I could list pages of problems.

I won't bother. Steer clear, use a human being trained in accountancy, one that has many years of experience behind them.

Not some jumped up cloud system that means you'll be spending sleepless nights worrying about and inputting data.


Jay C.

Saves us so much time and amazing staff

saving time and a better understanding of accounting for companies


Paul M.

Great service, really helpful team, good advice and essential for me when I was getting started


Benjamin B.
Industry: Professional Training & Coaching
Company size: 2-10 Employees

Been using Crunch now for 5 years. Has been a huge help in growing my company - www.benjaminball.com

Reviewed on 2015/09/12
Review Source: GetApp

I was an early adopter of the Crunch service because I bought into the idea of an online book keeping system backed up by accounting services. Crunch has delivered on all counts. Over five years we have grown our business nearly five-fold and Crunch has been a reliable partner throughout. Because they do so much more than the standard book keeping software systems (ie VAT returns, PAYE returns, audited annual accounts) it is hard to do a simple price comparison with book keeping software. In our calculations they have saved us money over the years and offer a low hassle factor (ie no missed VAT submissions or company house returns).

Things like having good looking invoices, user-friendly interfaces and people at the end of the phone for operational questions or accountancy issues is invaluable. It definitely helps with keeping tabs on monthly profitability and overdue invoices.

Yes, you need to be organised - and you need to enter the information. The best thing I ever did was make my assistant responsible for all aspects of book keeping. Now I can focus more on the business.

Overall, if you are looking for a professional accounting partner to help you grow your business I would recommend Crunch.

Pros

- Easy to learn and to use
- Combines accounting with book keeping
- Good for cash flow
- Responsive people
- Good alerts so accounting deadlines are met

Cons

- new developments are not always as quick to arrive as you would like
- financial reporting is OK, but not amazing - certainly good enough for a small business

Rating breakdown

Value for Money
Ease of Use
Customer Support

Ben - www.iamben.co.uk

Excellent stuff

Reviewed on 2013/08/16
Review Source: GetApp

A few years back I quit my job at an agency and started freelancing. Work came in, everything was great. I debated setting up a company but it looked complicated - it was less about the invoicing and whatnot, more about the legalities. After about 6 months of doing it myself, I realised it just wasn't efficient and decided to do something about it. I had no idea what to look for, but after a suggestion from a friend I contacted Crunch.

As far as business goes, it's been one of the best decisions I've ever made. After going through all my options, they set up a company for me, set me up on their system and explained how everything works. There's certainly been a learning curve, but then I'd never run a business before - thankfully they've been wonderful with answers to questions (that looking back) seem borderline idiotic. Reading another review on here (that in fairness prompted me to write this one), I wasn't quite sure what the guy/girl was talking about - my experience with their (incredibly tolerant) account handlers and accountants has been nothing short of fantastic.

The system itself is great - I do a lot of web work and it's pretty much what I would have built if I'd been building it. Expenses, invoicing and the rest is really simple to do, and it's great to have and see all my numbers and 'company financial stuff' in one easy-to-digest dashboard. Paperwork (including all the HMRC real time PAYE stuff) is all done and taken care of automagically. Which is nice.

Frankly, I can't praise them enough. I was really worried about doing the whole 'proper company' thing, but it's not really something I think about anymore - it's just another tool that helps me get my job done, maximise my earnings and keep me legal. There are very few companies I'm happy to wax lyrical about, but Crunch is certainly one of those (just ask anyone I've blathered on to about starting up on their own!).

Pros

Super helpful, easy to use, love the system. Hassle free accounting - I feel like they actually 'get' me and understand what I'm doing.

Cons

None, really.

D davies

Crunch - Sigh

Reviewed on 2013/03/05
Review Source: GetApp

Oh how I used to love Crunch, the answer to all my one ban band freelance design business woes, well that's how it was for the first 6 months. It went sour after that and eventually rock bottom and perished, leaving a very bad taste in my mouth and a very stressful 18 months.

On the front of it, it's great at invoicing and keeping a tally of ins and outs.

Until you have to update all your expenses yourself, do your own reconcilliation (trawling through uploaded (when they work) csv bankstatements) and matching them off to the expenses you've already inputted. This technically is an accountant/book-keeper's role, so you're doing their work for them.

It's up to you to check your own information, again doing their work for them.

If you can put up with all the server errors, bugs, site crashes etc then fine, which was ok at first as the system was in it's infancy.

But then when you have to engage with a human being, expect to encounter the very junior front end account manager, who is usually pretty clueless.

Imagine this, you're needing to pay yourself, there's a bug in the system that they can't work out in the back end dev department, this holds you back from paying yourself for weeks while they try to sort it out. So you start withdrawing what you assume would be enough to keep you afloat to be told that the numbers now don't work out, then 6 months later with hardly any hair left you get to a state you think is 'fixed'.

Then more problems, I could list pages of problems.

I won't bother. Steer clear, use a human being trained in accountancy, one that has many years of experience behind them.

Not some jumped up cloud system that means you'll be spending sleepless nights worrying about and inputting data.

Pros

Not many

Cons

Plenty

Response from Crunch

Hi there,

We've been unable to find anyone on our system matching your name so unable to get in touch directly to sort these issues out, obviously very sorry to hear you've had a sub-par experience with us.

To address some of your issues directly:

Raising invoices / recording expenses and bank reconciliation are part and parcel of any online accounting or bookkeeping system. We recently launched a service called BankBolt which makes reconciliation significantly easier (and does away with upload errors), but some work on our clients' part is still required. You can of course find a shoebox accountancy service which will do all of this for you, but ultimately you're paying more to be a less informed business owner.

We've spent a long time building out our app infrastructure over the last few years and we've got one of the best around - we've only had one short instance of unplanned downtime in the last eighteen months.

To call our team "clueless" is rather disingenuous - we have a really rigorous in-house training program that is AAT and ACCA accredited - we actually won an award for it recently.

As mentioned above we've been unable to locate you on our system so cannot speak to issues with your individual account - afraid I can only apologise and assure you your experience is far from representative of the vast majority of our users. Keen to have a chat if you would like to reach out to us.

Jay C.
Industry: Music
Company size: 2-10 Employees

Saves us so much time and amazing staff

Used Daily for 2+ years
Reviewed on 2017/06/21
Review Source: Capterra

saving time and a better understanding of accounting for companies

Pros

Where to start? I knew nothing about accounting so when we started I wanted an online company, Crunch basically do it all! Once you get round the software (it's not exactly simple but what accounting program can be??) it's very easy to use and the real time info is great. We use it for tax returns, PAYE and personal tax and it's an essential tool for us!

Cons

The reporting side can be better, you get great bar charts but only for the active tax year. I'd like to see more historical visual charts to help build up a better picture of the companies growth.

Rating breakdown

Value for Money
Ease of Use
Customer Support

Likelihood to recommend: 10.0/10

Paul M.

Great service, really helpful team, good advice and essential for me when I was getting started

Used Weekly for 2+ years
Reviewed on 2017/06/21
Review Source: Capterra

Pros

Excellent web interface makes it easy to access all of my accounting information in one go.

I love the fact that its online so that I can use any device to get to my accounts, and NO spreadsheets!!!

Cons

An iPhone/iPad app would be great for quick view information.

I would also love a more fully inclusive contract review service, the existing arrangement with 5 day lead time is often too long so I end up having to go elsewhere.

Sometimes I want a quick answer such as 'which category should I list this expense as?' - this would be nicely solved via an online chat function which would be really useful.

Finally, proper 2 factor authentication (Google authenticator) would be good too.

Rating breakdown

Value for Money
Ease of Use
Customer Support

User recommendation
9,1/10
Based on 37 user ratings
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Crunch Pricing

Crunch Pricing

Starting from
£29,50/month
Free Trial
Subscription
Value for money

Umbrella for Contractors: from £19.50 per week

Accounting for Limited Companies: from £69.50 +VAT per month

Accounting for Sole Traders: from £29.50 +VAT per month

We'll never charge your extra to speak to our accountants, and all your HMRC and Companies House filings are included in your subscription.

Umbrella for Contractors: from £19.50 per week

Accounting for Limited Companies: from £69.50 +VAT per month

Accounting for Sole Traders: from £29.50 +VAT per month

We'll never charge your extra to speak to our accountants, and all your HMRC and Companies House filings are included in your subscription.

Value for Money
4,1/5
Based on 37 user ratings
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Crunch Features

Crunch Features

API
Accounting Integration
Accounting Management
Activity Dashboard
Audit Trail
Automatic Notifications
Billing & Invoicing
Compliance Management
Customizable Reporting
Data Import/Export
Electronic Payments
Expense Tracking
Financial Analysis
Invoice Management
Invoice Processing
Multi-Currency
Real Time Data
Reporting & Statistics
Third Party Integration
Workflow Management
Features
4,3/5
Based on 37 user ratings
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Categories

Additional information for Crunch

Additional information for Crunch

Key features of Crunch

  • Accountant on standby
  • Add-on payroll for employees
  • Automatic payment reminders
  • Automatically calculate dividends
  • Balance reconciliation
  • BankBolt integration
  • Business returns completed and filed
  • Company timeline
  • Dashboard
  • Dates tracking
  • Deadline tracking
  • Expenses management
  • Mobile apps
  • Multi-currency support
  • RTI-compliant
  • Real-time accountancy
  • Real-time financial updates
  • Receipts management / backup
  • Record business mileage automatically
  • Registered office
  • Sales tracking
  • Send invoices directly to clients
  • Unlimited accountancy support
  • VAT registration & filing
  • Year end accounts
  • Your own account manager

Benefits

A complete small business accountancy service for a flat monthly fee!

Our cloud software will keep you as tax-efficient as possible, and our accredited team of experts will check and file all your company returns.

Crunch FAQs

Crunch FAQs

Below are some frequently asked questions for Crunch.

Q. What type of pricing plans does Crunch offer?

Crunch offers the following pricing plans:

Starting from: £29,50/month

Pricing model: Subscription

Free Trial: Available

Umbrella for Contractors: from £19.50 per week Accounting for Limited Companies: from £69.50 +VAT per month Accounting for Sole Traders: from £29.50 +VAT per month We'll never charge your extra to speak to our accountants, and all your HMRC and Companies House filings are included in your subscription.

Q. What are the main features of Crunch?

Crunch offers the following features:

  • Accountant on standby
  • Add-on payroll for employees
  • Automatic payment reminders
  • Automatically calculate dividends
  • Balance reconciliation
  • BankBolt integration
  • Business returns completed and filed
  • Company timeline
  • Dashboard
  • Dates tracking
  • Deadline tracking
  • Expenses management
  • Mobile apps
  • Multi-currency support
  • RTI-compliant
  • Real-time accountancy
  • Real-time financial updates
  • Receipts management / backup
  • Record business mileage automatically
  • Registered office
  • Sales tracking
  • Send invoices directly to clients
  • Unlimited accountancy support
  • VAT registration & filing
  • Year end accounts
  • Your own account manager

Q. Who are the typical users of Crunch?

Crunch has the following typical customers:

Small Business, Freelancers

Q. What languages does Crunch support?

Crunch supports the following languages:

English

Q. What type of pricing plans does Crunch offer?

Crunch has the following pricing plans:

Subscription

Q. Does Crunch support mobile devices?

Crunch supports the following devices:

iPhone

Q. What other apps does Crunch integrate with?

Crunch integrates with the following applications:

Expend

Q. What level of support does Crunch offer?

Crunch offers the following support options:

FAQs, Forum, Knowledge Base, Online Support, Phone Support, Video Tutorials