About Finom

Founded in the Netherlands in 2019, Finom has evolved into a comprehensive European financial platform, refining the way entrepreneurs manage their finances. Serving over 70,000 businesses across Germany, France, the Netherlands, Belgium, Italy, Spain, Poland, and other EEU countries, Finom boasts approximately €1 billion in monthly transactions.

Finom's business accounts effortlessly opened online, empower teams and sole entrepreneurs to handle funds on the go through mobile and web apps. With a focus on simplifying complex financial tasks, Finom offers innovative tools that transform intricate actions into seamless one-click operations.

Finom's payment processing suite caters to diverse needs. Free virtual and physical cards for all ensure up to 3% cashback on all expenses, and SEPA and Direct Debit transfers are integral to every subscription plan, free from additional fees. Instant SEPA transfers ensure immediate fund transfers. International payments cover 150 countries and 20+ currencies, boasting transparent, Interbank +0.5% exchange rates. 75% of payments reach beneficiaries within one business day.

An intelligent invoicing tool redefines efficiency, enabling users to generate professional invoices in under 60 seconds. Integration with messaging platforms facilitates prompt sharing, and automated reminders enhance the payment process, elevating overall financial management.

In addition, Finom facilitates fee-free, unrestricted money transfers among users and quick wallet top-ups from any linked bank. Our commitment to transparency, the utmost level of security and data protection, and user-centric financial solutions makes Finom the ultimate choice for modern businesses. Also, Finom pioneers in secure and swift web Passkeys login, setting a new standard for security and convenience across Europe.

Key benefits of Finom

Simplified finance management
Finom consolidates payment processing, invoicing, and financial management, providing a unified solution for businesses of all sizes, from freelancers and start-up owners to small business teams and corporates. With a dedication to data and funds security, Finom incorporates innovative tools to empower entrepreneurs, leading them to success in the modern business landscape.
Effortless account opening
A business account is opened in a few clicks, fully online, and lets experience the convenience of handling funds from the phone or laptop using our user-friendly mobile and web apps.
Free cards and cashback
Free virtual and physical cards for everyone deliver up to 3% cashback on all expenses and are easily integrated into Apple Pay and Google Pay for lightning-fast online purchases and in-store payments.
Versatile payment processing
Finom offers flexibility in various payment options, including SEPA, Direct Debit, and SEPA Instant. The international payment option covers 150 countries and 20+ currencies, offering real-time exchange rate monitoring and low, transparent fees.
Smart invoicing
The intelligent invoicing tool accelerates payment cycles, allowing users to generate professional invoices in under 60 seconds. Integration with messaging platforms ensures quick sharing and automated reminders expedite payment completion.
Document collection
Finom takes the hassle out of administrative tasks with automated document collection. Invoices, contracts, and receipts are all organized in one place, ready to be exported for further accounting and VAT preparation.
Document recognition
Finom's document recognition feature automatically processes uploaded invoices and receipts and helps eliminate the paperwork headache. Your personal account stores digital copies, completing documents effortlessly with all required data.
QR payments and payment detail autocompletion
Payments are simplified with Finom's built-in QR code feature and automatic payment details fill-in.
Scheduled payments
Whether setting up recurring automatic payments or scheduling one-time transactions, Finom ensures all payments are made explicitly on the specified date and time.
Bulk payments
Finom's bulk payment function lets users create multiple SEPA transfers in just one click, streamlining payment processes and saving valuable time.
ATM withdrawals
Free ATM withdrawal volume is available in any Finom subscription plan and lets access funds conveniently anytime, anywhere.
Customized team wallet access
Users can set up individualized access for team members, establish preset limits, issue free cards, and grant visibility into approved transactions. Tailored access lets match each team member's role and responsibilities.