About Stripe

Stripe is an online payment processing tool for internet businesses. Whether managing a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and functionality help users create the best possible product for their users.

Stripe allows users to bill customers on a recurring basis, set up a marketplace, or simply accept payments using its fully integrated, global payments platform. Developers are able to rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using Stripe’s developer platform means less maintenance for legacy systems and more focus on core customer and product experiences.

Organizations can accept all major debit and credit card payments in 135+ currencies. If needed, enable 3D Secure for any payment. Stripe supports more than just cards using global payment methods, which can be activated from the dashboard including ACH credit transfers, Alipay, Bancontact, Giropay, and more.

Stripe’s elegant abstractions simplify adding or changing billing models, including a powerful interface to test and roll out new pricing easily. Users can bill customers with one-off invoices or automatically on a recurring basis. Go global with support for different payment methods. The Stripe billing API is easy to integrate into existing websites, mobile apps, or even CRM systems. Developers can use out-of-the-box functionality to get started quickly or use our composable API building blocks to design fully customized subscription logic and pricing models.

Users can create and manage subscriptions and invoices—and view detailed financial reports—directly from the dashboard. Stripe doesn’t limit the number of team members that can be added and supports granular roles and permissions to help manage access.

Connect, Stripe's routing and payout engine, will automatically track balances, batch earnings into payouts, time transfers with local cutoffs, and retry failed transfers. Users can also incorporate advanced flows like account debits, one-to-many payments, and others. Connect’s payout engine lets users specify payout timing for users, and includes instant payouts, which allows users to receive funds within minutes. Connect helps get recipients paid faster and removes errors and reconciliation work.

Pricing starting from:

US$0,30

  • Free Version
  • Free Trial
  • Subscription

Key benefits of Stripe

  • Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

  • Accept all major debit and credit cards from customers in every country including Visa, Master Card, American Express, Discover, JCB, Diners Club, China, and UnionPay.

  • Simplify and accelerate how you reconcile transactions through Stripe's API and dashboard for real-time information about charges, fees, refunds, and transfers.

  • See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

  • Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.
  • Typical Customers

    • Freelancers
    • Small Businesses (2-50)
    • Mid-size Companies (51-500)
    • Large enterprises (500 and more)

    Deployment

    • Cloud-based
    • On-premise

    Markets

    Australia, Austria, Belgium, Brazil, Bulgaria and 36 others

    Supported Languages

    Bulgarian, Chinese, Czech, Danish, Dutch and 21 others

    Pricing starting from:

    US$0,30

    • Free Version
    • Free Trial
    • Subscription

    Images

    Stripe Software - 1
    Stripe Software - 2
    View 3 more
    Stripe video
    Stripe Software - 1
    Stripe Software - 2

    Features

    Total features of Stripe: 34

    • ACH Payment Processing
    • API
    • Accounting Integration
    • Activity Dashboard
    • Billing & Invoicing
    • Compliance Management
    • Credit Card Management
    • Credit Card Processing
    • Cryptocurrency Processing
    • Data Security
    • Debit/Credit Card Processing
    • Electronic Payments
    • Fraud Detection
    • In-Person Payments
    • Invoice Management
    • Mobile Access
    • Mobile Payments
    • Multi-Currency
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Processing
    • Point of Sale (POS)
    • Receipt Management
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • Sales Reports
    • Self Service Portal
    • Third Party Integrations
    • Transaction History
    • Transaction Management
    • Transaction Monitoring

    Alternatives

    Shopify

    4,5
    #1 Alternative to Stripe
    Shopify is a commerce platform that allows anyone to easily sell online, at a retail location, and everywhere in between

    2Checkout

    4,2
    #2 Alternative to Stripe
    Online businesses around the world sell more every day with 2Checkout payment processing. We're here to help you truly...

    Braintree

    3,8
    #3 Alternative to Stripe
    Braintree Payment Solutions is an online payment gateway that allows to process eCommerce transactions on mobile...

    PayPal Commerce Platform

    4,6
    #4 Alternative to Stripe
    PayPal Checkout is an online checkout solution that can be integrated with eCommerce marketplaces and business websites...

    Reviews

    Overall rating

    4,7 /5
    (2 849)
    Value for Money
    4,4/5
    Features
    4,6/5
    Ease of Use
    4,5/5
    Customer Support
    4,3/5

    Already have Stripe?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 2 849
    Matthew
    Overall rating
    • Industry: Marketing & Advertising
    • Company size: 2-10 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Integrates seamlessly with everything

    Reviewed on 2019/12/05

    Very positive. Great alternative for start up businesses, or online businesses that can save a lot...

    Very positive. Great alternative for start up businesses, or online businesses that can save a lot of time.

    Pros

    So you can use Stripe with invoicing and subscription software or you can build out your own system if you are a geek that is PCI compliant fairly easily. Almost everything has an integration option and if you get stuck with a problem for whatever reason you can log into the dashboard and usually figure it out from there, if you can't they have great support documentation and even a chat option. Compared to similar competitors you even save a little bit. I especially like their ACH fees, some of the lowest I've seen.
    An added bonus is that I don't have to pay for monthly statement fees or pay the annual PCI compliance fee and surveys because they add that into the flat rate.

    Cons

    Only thing I'd like to see is an option to download statements in a PDF format like previous merchant processing providers, but rarely do I need it.

    Alternatives Considered

    PayPal

    Reasons for Choosing Stripe

    Sage had a hard time integrating with things I needed, plus their interface was a bit more complex than Stripe. I first started with Stripe as a test with a few customers then made the switch within a few months.

    Reasons for Switching to Stripe

    I liked the interface and integrations a little more than Paypal plus I save a little bit on the percentage, not much but every little helps.
    Verified Reviewer
    Overall rating
    • Industry: Information Technology & Services
    • Company size: 11-50 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    Easy Payment Processing: A Comprehensive Review of the Stripe App

    Reviewed on 2023/03/12

    Overall, I had an excellent time working with Stripe to handle payments. One of Stripe's best...

    Overall, I had an excellent time working with Stripe to handle payments. One of Stripe's best features was its simple to use interface, which made it simple to set up and explore. Furthermore, Stripe's API was quite configurable, allowing me to easily incorporate it into my current systems.

    Pros

    User-friendly UI: Stripe offers a sleek and simple user experience that makes managing payments, subscriptions, and customers simple for users. The dashboard gives you a brief rundown of the transactions, balances, and account activities. It is well-organized.Payment choices that are extensive and adaptable: Stripe accepts a variety of payment alternatives, including credit and debit cards, Apple Pay, Google Pay, and others. It also offers a variety of subscription levels to suit different company needs and lets consumers customise their checkout experience.Processing payments quickly: Stripe's method for handling payments is intended to be quick, dependable, and secure. To safeguard against fraudulent transactions, it makes use of cutting-edge fraud detection and prevention systems. It also offers automatic card updates so that customers always have access to the most recent payment information.

    Cons

    Restricted availability in some nations: As Stripe's availability depends on the nation in which it is used, some companies might not be able to utilise Stripe as their payment processor. Businesses who operate in areas where Stripe is not supported may find this to be a disadvantage because they will need to look for an alternative payment processor that is accessible in their area.Complicated cost structure: For new customers who are not experienced with payment processing, Stripe's price structure might be perplexing. This is due to the fact that the fees are calculated depending on a number of variables, including the country of operation, the chosen mode of payment, and the quantity of transactions.

    Verified Reviewer
    Overall rating
    • Industry: Retail
    • Company size: 11-50 Employees
    • Used Monthly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 0.0 /10

    An Accounting Nightmare

    Reviewed on 2023/03/09

    It's great right up until you have match up any payment to an order, then it was a disaster. For...

    It's great right up until you have match up any payment to an order, then it was a disaster. For some reason though, the programming team is in love with this software, probably because it was made by programmers for programmers, and they just give the accountants the proverbial middle finger. If any Controllers are deciding on a credit card processor, do your self a favor and don't even consider this one.

    Pros

    Everyone except the accounting team seems to like it.

    Cons

    I could be wrong, but I'm fairly certain they are the only payment processor that takes their processing fee out of every transaction individually. Then they combine all these partial payment amounts and deposit them all at once into your bank account. This makes for an accounting nightmare. What was once a simple 5 min reconciliation, turns into a multi-day confusing and laborious task. They don't integrate with ANY accounting software well. What I ended up doing was creating a separate Stripe "Cash" account for transactions coming in, then booking the fees into the account, then transfer the batch back into the standard bank account. What was once a process of just identifying the method of payment and reconciling to your bank account, now involves two additional transactions, and extra account and a confusing reconciliation. Of course, when choosing a payment processor, you want to choose a

    Tiffany
    Overall rating
    • Industry: Construction
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    Simple and Easy

    Reviewed on 2023/01/17

    We can take payments via debit and credit with no worry. As a small business owner, I seem to run...

    We can take payments via debit and credit with no worry. As a small business owner, I seem to run into little issues with so many softwares- Stripe is not one of them.

    Pros

    This software integrates with many other softwares out there. I have never had an issue with payments, fees, breaches, or disputes. Fees are consistent. Website is easily accessible.

    Cons

    I'm not a big fan of the desktop website layout. I feel that there is too much going happening on one page.

    Alternatives Considered

    Square Payments

    Reasons for Choosing Stripe

    Stripe was recommended by our scheduling software, offering a similar rate as Square.

    Switched From

    Square Payments
    Jimena
    Overall rating
    • Industry: Market Research
    • Company size: 5 001-10 000 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 9.0 /10

    Intermediary tool between buyer and seller

    Reviewed on 2023/03/10

    Excellent tool whose main function is to serve as an intermediary between buyer and seller, in such...

    Excellent tool whose main function is to serve as an intermediary between buyer and seller, in such a way that the buyer can receive his payments without accessing the buyer's bank details, allowing the successful implementation of the payment system in a simple way and thus guaranteeing all clients the security in the transaction, through which you can connect your website with a bank account facilitating payments on the internet

    Pros

    I like this tool since it is the most recent payment system in the free market through which you can connect to your website with a bank account. It is an excellent payment method with the sole objective of facilitating payments on the Internet, the difference with other payment platforms, the payment will always be made within the same website without redirecting it to any external window outside your business without having any negative repercussions, meaning that it stores user data securely in order to carry out quickly payments in the future

    Cons

    Everything that this tool offers is excellent, so I don't dislike it at all, since this tool allows you to implement the payment system in a simple way and thus guarantee customers the security of their transaction in a successful way, intermediary between buyer and seller

    Showing 5 reviews of 2 849 Read all reviews

    Stripe FAQs

    Below are some frequently asked questions for Stripe.

    Stripe offers the following pricing plans:

    • Starting from: US$0,30
    • Free Trial: Not Available

    Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.

    Stripe has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1 000, 1 001-5 000

    Stripe supports the following languages:

    Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish

    Stripe supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Stripe integrates with the following applications:

    123FormBuilder, Accelevents, Accelo, AccountsPortal, Attribution, Automate.io, Avalara, Avaza, Baremetrics, BigCommerce, Bizness Apps, Blinksale, Bookinglayer, Bookwhen, ChargeKeep, Chargebee, Chargify, ChartMogul, Chatfuel, Cheqbook Accounting, Cloudbeds, Commence, CoreCommerce, CrowdPower, Cyclr, Databox, DocuSign, Ecwid, Elorus, Emburse Abacus, Eventcube, Expensify, FormCrafts, FreeAgent, FreshBooks, Glofox, GoDaddy Website Builder, GovOS, Gravity Forms, Harvest, Highwire, Hiveage, HookFeed, IFTTT, Intercom, InvoiceSherpa, Invoiced, Involve.me, Jotform, Jumpseller, KashFlow, Keap, Keen IO, Leadpages, LeadsBridge, LearnWorlds, Lendio, LessAccounting, MYFUNDBOX, MakePlans, MemberSpace, Midigator, Nomod, Octobat, Operations Hub, PayDirt Payroll, Payfunnels, Payrexx, Paythen, Pelcro, Preact, PushPress, Quaderno, Recurly, RentMy, Rezgo, SecuraCart, Sellfy, Sellsy, Selz, Shift4Shop, ShipRush, ShipStation, Shopify, SimpleSpa, Skedda, SkyPrep, Slack, Slemma, Squarespace, Statsbot, Storefront Social, SumAll, SurveySparrow, TalentLMS, Tapfiliate, Ticket Tailor, Trustap, Typeform, UltraCart, Volusion, Wave Accounting, WeTravel, Weebly, Wild Apricot, Wishpond, Woopra, Wufoo, Xero, Xola, ZapERP, Zapier, Zoho Backstage, Zoho Books, Zoho Invoice, Zoho Subscriptions

    Stripe offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat

    Related categories

    See all software categories found for Stripe.