Stripe

4.6 (3,075)
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Online payment processing for internet businesses

About Stripe

Stripe is an online payment processing tool for internet businesses. Whether managing a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and functionality help users create the best possible product for their users.

Stripe allows users to bill customers on a recurring basis, set up a marketplace, or simply accept payments using its fully integrated, global payments platform. Developers are able to rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using Stripe’s developer platform means less maintenance for legacy systems and more focus on core customer and product experiences.

Organizations can accept all major debit and credit card payments in 135+ currencies. If needed, enable 3D Secure for any payment. Stripe supports more than just cards using global payment methods, which can be activated from the dashboard including ACH credit transfers, Alipay, Bancontact, Giropay, and more.

Stripe’s elegant abstractions simplify adding or changing billing models, including a powerful interface to test and roll out new pricing easily. Users can bill customers with one-off invoices or automatically on a recurring basis. Go global with support for different payment methods. The Stripe billing API is easy to integrate into existing websites, mobile apps, or even CRM systems. Developers can use out-of-the-box functionality to get started quickly or use our composable API building blocks to design fully customized subscription logic and pricing models.

Users can create and manage subscriptions and invoices—and view detailed financial reports—directly from the dashboard. Stripe doesn’t limit the number of team members that can be added and supports granular roles and permissions to help manage access.

Connect, Stripe's routing and payout engine, will automatically track balances, batch earnings into payouts, time transfers with local cutoffs, and retry failed transfers. Users can also incorporate advanced flows like account debits, one-to-many payments, and others. Connect’s payout engine lets users specify payout timing for users, and includes instant payouts, which allows users to receive funds within minutes. Connect helps get recipients paid faster and removes errors and reconciliation work.


Key benefits of Stripe

  • Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

  • Accept all major debit and credit cards from customers in every country including Visa, Master Card, American Express, Discover, JCB, Diners Club, China, and UnionPay.

  • Simplify and accelerate how you reconcile transactions through Stripe's API and dashboard for real-time information about charges, fees, refunds, and transfers.

  • See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

  • Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.

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    Not sure about Stripe? Compare with a popular alternative

    Stripe

    4.6 (3,075)
    VS.

    Starting Price

    US$0.30
    £0.00
    month

    Pricing Options

    Free version
    Free trial
    Free version
    Free trial

    Features

    34
    61

    Integrations

    116
    16

    Ease of Use

    4.5 (3,075)
    4.2 (56)

    Value for Money

    4.4 (3,075)
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    Customer Service

    4.3 (3,075)
    3.1 (56)
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    Reviews

    Overall rating

    4.6 /5
    (3,075)
    Value for Money
    4.4/5
    Features
    4.5/5
    Ease of Use
    4.5/5
    Customer Support
    4.3/5

    Already have Stripe?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Showing 5 reviews of 3,075
    Pat
    Pat
    Overall rating
    • Industry: Music
    • Company size: 2–10 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Best payment processing service for any business

    Reviewed on 2023/08/18

    5-Star easy-to-use payment processing service, and any time further detail is needed on a transactio...

    5-Star easy-to-use payment processing service, and any time further detail is needed on a transaction to help a customer or resolve an issue, Stripe provides great detail on all transactions making it possible to provide valuable information to customers to resolve issues, and ensure the customer gets what they pay for and the business receives the payment for goods/services as intended.

    Pros

    The easiest to use, inexpensive fee structure and top-notch fraud prevention - Stripe is hands-down the best payment processing system I have used in my 10+ years leading Customer Support teams. With the exhaustive detail Stripe provides on every transaction, businesses and customers alike usually have an easy and secure experience checking out with Stripe.

    Cons

    Very few cons if any with Stripe. They seem to get things right in most aspects.

    Alternatives Considered

    PayPal Commerce Platform and Worldpay POS

    Reasons for Choosing Stripe

    Ease of use, integration with website POS management systems, fees, regions of availability

    Switched From

    Worldpay POS

    Reasons for Switching to Stripe

    Better overall offering was provided by Stripe
    Nicole
    Overall rating
    • Industry: Design
    • Company size: Self Employed
    • Used Monthly for 2+ years
    • Review Source

    Overall rating

    • Ease of Use
    • Likelihood to recommend 8.0 /10

    Convenient and Essential for Payment Processing

    Reviewed on 2024/03/22

    Pros

    I love that I can set up subscriptions and that I'm able to present both a payment button or a product description on my website. Sending payment links is super helpful as well for doing business internationally.

    Cons

    3% processing fee is steep and so I don't really like that they charge so much for payment processing but to be fair, I appreciate the ability to take international payments easily.

    Alternatives Considered

    Square Payments, Wise and Wave

    Reasons for Choosing Stripe

    The ability to register internationally.

    Switched From

    Square Payments

    Reasons for Switching to Stripe

    The ability to process and set up internationally
    Verified Reviewer
    Overall rating
    • Industry: Fine Art
    • Company size: 2–10 Employees
    • Used Daily for 1-5 months
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 0.0 /10

    Horrifyingly bad

    Reviewed on 2024/05/29

    I have never encountered customer service this bad, or this degree of incompetence and ineptitude....

    I have never encountered customer service this bad, or this degree of incompetence and ineptitude. I wish I could rate this organization lower as nothing I've dealt with could even compare to how bad my experience was with Stripe. I would never use this platform for anything.

    Pros

    Literally nothing, I haven't had a single interaction with this company that was not terrible.

    Cons

    Just setting up an account was excruciating. Took OVER 14 calls, emails, chats to support to resolve a single verification issue, no one would resolve it, no one would tell me what was wrong, and the actual problem? The order I put my board members in on the site was different than on the document. All the data was identical but literally no one even checked. On the 14th attempt of submitting the exact same document, finally someone actually looked at it and verified the account. Took 4 days and lost thousands of dollars because of their incompetence.

    Svetlana
    Overall rating
    • Industry: Nonprofit Organization Management
    • Company size: 2–10 Employees
    • Used Weekly for 1+ year
    • Review Source

    Overall rating

    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Robust online payment option

    Reviewed on 2024/02/20

    My overall experience has been positive. I received prompt support when setting up my account and...

    My overall experience has been positive. I received prompt support when setting up my account and have had no issues.

    Pros

    Stripe is easy to set up and use. They provide comprehensive monthly reports and have many features that can meet organizations' needs at different growth stages.

    Cons

    Like any new technology platform, learning to navigate the portal and get used to the format takes time. The reports are extremely detailed, so it takes time to figure out what information to look for and what to filter out.

    Garrett
    Overall rating
    • Industry: Health, Wellness & Fitness
    • Company size: Self Employed
    • Used Monthly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 7.0 /10

    Not too bad

    Reviewed on 2024/05/03

    Overall it’s been positive. I don’t have any complaints but it’s not like I love using it either.

    Overall it’s been positive. I don’t have any complaints but it’s not like I love using it either.

    Pros

    It’s easy to use, does its job seamlessly, and is in par with the rest of the payment processors. I’ve never had any issues with it.

    Cons

    There wasn’t much I didn’t like. It costs the same as the others and functions similarly. Not sure there’s really anything that really stands out either.

    Showing 5 reviews of 3,075 Read all reviews

    Stripe FAQs

    Below are some frequently asked questions for Stripe.

    Stripe offers the following pricing plans:

    • Starting from: US$0.30
    • Free Trial: Not Available

    Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees.

    Stripe has the following typical customers:

    Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000

    Stripe supports the following languages:

    Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish

    Stripe supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Stripe integrates with the following applications:

    123FormBuilder, ABC Glofox, Accelevents, Accelo, AccountsPortal, Attribution, Automate.io, Avalara, Avaza, Baremetrics, BigCommerce, Bizness Apps, Blinksale, Bookinglayer, Bookwhen, ChargeKeep, Chargebee, Chargify, ChartMogul, Chatfuel, Cheqbook Accounting, Cloudbeds, Commence, CoreCommerce, CrowdPower, Cyclr, Databox, Docusign, Ecwid, Elorus, Emburse Abacus, Eventcube, Expensify, FormCrafts, FreeAgent, FreshBooks, GoDaddy Website Builder, GovOS, Gravity Forms, Harvest, Highwire, Hiveage, HookFeed, IFTTT, Intercom, InvoiceSherpa, Invoiced, Involve.me, Jotform, Jumpseller, KashFlow, Keap, Keen IO, Leadpages, LeadsBridge, LearnWorlds, Lendio, LessAccounting, MYFUNDBOX, MakePlans, MemberSpace, Midigator, Nomod, Octobat, Operations Hub, PayDirt Payroll, Payfunnels, Payrexx, Paythen, Pelcro, Preact, PushPress, Quaderno, Recurly, RentMy, Rezgo, SecuraCart, Sellfy, Sellsy, Selz, Shift4Shop, ShipRush, ShipStation, Shopify, SimpleSpa, Skedda, SkyPrep, Slack, Slemma, Squarespace, Statsbot, Storefront Social, SumAll, SurveySparrow, TalentLMS, Tapfiliate, Ticket Tailor, Trustap, Typeform, UltraCart, Volusion, Wave, WeTravel, Weebly, WildApricot, Wishpond, Woopra, Wufoo, Xero, Xola, ZapERP, Zapier, Zoho Backstage, Zoho Billing, Zoho Books, Zoho Invoice

    Stripe offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat

    Related categories

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