About Stripe

Stripe is an online payment processing tool for internet businesses. Whether managing a subscription service, an on-demand marketplace, an e-commerce store, or a crowdfunding platform, Stripe’s meticulously designed APIs and functionality help users create the best possible product for their users.

Stripe allows users to bill customers on a recurring basis, set up a marketplace, or simply accept payments using its fully integrated, global payments platform. Developers are able to rapidly build production-ready integrations with modern tools, from React components to real-time webhooks. Using Stripe’s developer platform means less maintenance for legacy systems and more focus on core customer and product experiences.

Organizations can accept all major debit and credit card payments in 135+ currencies. If needed, enable 3D Secure for any payment. Stripe supports more than just cards using global payment methods, which can be activated from the dashboard including ACH credit transfers, Alipay, Bancontact, Giropay, and more.

Stripe’s elegant abstractions simplify adding or changing billing models, including a powerful interface to test and roll out new pricing easily. Users can bill customers with one-off invoices or automatically on a recurring basis. Go global with support for different payment methods. The Stripe billing API is easy to integrate into existing websites, mobile apps, or even CRM systems. Developers can use out-of-the-box functionality to get started quickly or use our composable API building blocks to design fully customized subscription logic and pricing models.

Users can create and manage subscriptions and invoices—and view detailed financial reports—directly from the dashboard. Stripe doesn’t limit the number of team members that can be added and supports granular roles and permissions to help manage access.

Connect, Stripe's routing and payout engine, will automatically track balances, batch earnings into payouts, time transfers with local cutoffs, and retry failed transfers. Users can also incorporate advanced flows like account debits, one-to-many payments, and others. Connect’s payout engine lets users specify payout timing for users, and includes instant payouts, which allows users to receive funds within minutes. Connect helps get recipients paid faster and removes errors and reconciliation work.

Pricing starting from:

N/A

  • Free Trial
  • Free Version

Key benefits of Stripe

  • Create a customized checkout experience that works across browsers and devices of all sizes. Choose from a range of options that allow control across flexibility, customization, and ease.

  • Accept all major debit and credit cards from customers in every country including Visa, Master Card, American Express, Discover, JCB, Diners Club, China, and UnionPay.

  • Simplify and accelerate how you reconcile transactions through Stripe's API and dashboard for real-time information about charges, fees, refunds, and transfers.

  • See all charges—across different payment types, countries, and currencies—in the Stripe Dashboard or extract the data directly from the API.

  • Hundreds of integrations help extend the Stripe platform and automate almost every manual process that used to take hours of human time.

  • Devices

    Business size

    S M L

    Markets

    Australia, Canada, United Kingdom, United States

    Supported Languages

    English

    Pricing starting from:

    N/A

    • Free Trial
    • Free Version

    Images

    Embeddable checkout
    Customize invoices to match company branding
    Reporting and insights via the dashboard
    Manage roles & permissions
    Attach notes for teammates on payments
    View 6 more
    Stripe screenshot: Embeddable checkout Stripe screenshot: Customize invoices to match company branding Stripe screenshot: Reporting and insights via the dashboard Stripe screenshot: Manage roles & permissions Stripe screenshot: Attach notes for teammates on payments

    Features

    Total features of Stripe: 34

    • ACH Payment Processing
    • API
    • Access Controls/Permissions
    • Account Reconciliation
    • Accounting
    • Accounting Integration
    • Billing & Invoicing
    • Client Management
    • Collaboration Tools
    • Cryptocurrency Processing
    • Customizable Reports
    • Debit/Credit Card Processing
    • Electronic Payments
    • Financial Analysis
    • Financial Management
    • Fraud Detection
    • Mobile Access
    • Mobile Payments
    • Multi-Country
    • Multi-Currency
    • Online Payments
    • PCI Compliance
    • Partial Payments
    • Payment Fraud Prevention
    • Payment Processing
    • Recurring/Subscription Billing
    • Reporting & Statistics
    • Reporting/Analytics
    • Role-Based Permissions
    • Sales Reports
    • Summary Reports
    • Third Party Integrations
    • Transaction History
    • Two-Factor Authentication

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    Reviews

    Overall rating

    4,7 /5
    (1 864)
    Value for Money
    4,5/5
    Features
    4,5/5
    Ease of Use
    4,5/5
    Customer Support
    4,3/5

    Already have Stripe?

    Software buyers need your help! Product reviews help the rest of us make great decisions.

    Write a Review!
    Showing 5 reviews of 1 864
    Nayeli M.
    Overall rating
    • Industry: Design
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 10.0 /10

    Daily business necessity that makes my business run smoother

    Reviewed on 2021/03/08

    Not only is their system intuitive, but the customer service agents ACTUALLY like to help you! No...

    Not only is their system intuitive, but the customer service agents ACTUALLY like to help you! No fake smiles over the phone or loud exhaling and strained voices. You know which ones I mean ---- the kind you get from employees that don't like their job and it feels like it is a burden to help you. Yeah ---- NEVER have I experienced this with Stripe. They have a beautiful online system, they have happy employees ---- that can only mean Stripe really knows how to stay in business. And THAT is very important for my business because I use them on a daily basis. I love the way I can integrate Stripe onto many online applications for my business --- and continue to have 1 account to manage it all. I love that I can be added as a contributor to other Stripe accounts and access them via 1 single dashboard without needing to login again. Not only does this help me run my business but I am also able to offer custom coding services to others who have Stripe accounts that are trying to implement custom payments on their Wix sites via coding. I love the product and subscriptions payments --- I am able to easily integrate with programs that use my custom Stripe product page for payments so my branding stays consistent. I love that I can have instant pay out or 1 day pay out. I just love Stripe all around and I recommend it to anyone.

    Pros

    I love how easy the onboarding process was. The dashboard is so intuitive, modern and sleek. When you forget to do something, the notifications remind you of any missing steps you need to complete. I have been using Stripe for over 5 years and when I needed to update my legal documents due to a marriage, the customer service agents were amazing to work with. It went a lot faster than working with the bank! It was very convenient to receive document upload links via text and email. I was blown away that the customer service agent that I was speaking to over the phone was instantly seeing all the documentation I was uploading ---- so he was able to expedite the auditing & approval right away!

    Cons

    It would be amazing if they would update their mobile app so I can do more on the go. Now with longer wait times at doctors offices --- or traffic jams or on the road ---- it would be great if I could do more from my phone instead of having to log into a laptop. I want to be able to create a client via the Stripe mobile app. I would like to check on my Capital loan. I would like to cancel an invoice via the app or basically manage the basics from my cell phone. Currently the main purpose of the phone is to view transactions, and that's it.

    Ryan G.
    Overall rating
    • Industry: Internet
    • Company size: 2-10 Employees
    • Used Daily for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    Hands down the most flexible and easy to use website payment system

    Reviewed on 2021/03/30

    Internet payments used to be a HUGE headache, constantly worrying about setup, security, security...

    Internet payments used to be a HUGE headache, constantly worrying about setup, security, security and more security, but Stripe has really changed the game. It's made it possible for us to provide online payments for customers who would never have been able to afford the programming to do such a thing, or be able to afford the security measures necessary to properly take payments on their own. This is especially true because apart from the fees taken from each transaction, there is no recurring fee, which is a real asset to smaller businesses who don't do as much volume. On top of all that, the fact that the system is nearly seamless -- and MORE secure -- for the end user inputting their credit card information, is a huge win.

    Pros

    By far the best thing about Stripe is the way that it so easily integrates with nearly any shopping cart system or website payment plugin/application we've ever come across. Any need we've had to take web payments Stripe has been able to seamlessly connect to our system, including setting up some custom systems that in the past would have been way too complicated for us to do on our own.

    Cons

    The biggest complaint we have -- and since we use it a lot for customers, the biggest gripe they have as well, is the way deposits are done. Instead of depositing the whole amount of the transaction, then debiting the fees, Stripe takes the fees out before the deposit -- so on a $10 transaction, you only see $9.50 (or whatever the amount comes out to be) deposited in your bank account and have to manually do the accounting to match that payment and the fees, etc. Admittedly, it's a small complaint, but I think it's the only thing that keeps us from using this 100% of the time.

    Robert O.
    Overall rating
    • Industry: Real Estate
    • Company size: 2-10 Employees
    • Used Daily for 1+ year
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 0.0 /10

    Stripe's dispute resolution policies are never in favour of the seller

    Reviewed on 2020/08/18

    I am in the process of terminating my account with Stripe. It's a joke. The amount of headache and...

    I am in the process of terminating my account with Stripe. It's a joke. The amount of headache and lost business they caused is not worth it. It is easy to set up but after that nothing is easy with Stripe.

    Pros

    Easy to deploy and has various integrations available

    Cons

    Allocations are a nightmare. Stripe is taking out their commission and the remaining amount is paid into your account, several client transactions in one payment - reconciliations are extremely difficult and I've never received one invoice from Stripe for their commission. They simply deduct their share and transfer the rest to you without any paper trail. In addition, every time there is a dispute, it is never settled in the seller's favour even when the supporting evidence and paperwork supplied to Stripe clearly shows that the purchase was valid, agreed and approved by the buyer, signed-off by them and the service used by them. The response from Stripe is never in the seller's favour. Finally - it happens at least a few times a month that Stripe rejects the transaction as suspicious and prevents prospects from buying our products. It often happens that clients contact us outside of the Stripe's workflow and finalise payment manually because Stripe is rejecting their cards and by extension is not allowing us to close the sale.

    Amanda V.
    Overall rating
    • Industry: E-Learning
    • Company size: Self Employed
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Likelihood to recommend 10.0 /10

    Stripe Makes Selling Your Products So Easy!

    Reviewed on 2021/02/18

    It was honestly so easy for me to get approved, and I was going through financial issues at the...

    It was honestly so easy for me to get approved, and I was going through financial issues at the time when I applied and they never held that against me. They gave me a chance and because of Stripe I've been able have my own website, selling my own products and courses, without ever having to send my leads off my website to pay for their purchases through another online processor, like PayPal for example. You lose leads every time you add an additional step for your prospects to take, so using Stripe has therefore increased my conversions. And it's trustworthy, so my buyers feel safe. That's very important to me! Thank-you Stripe!

    Pros

    How easy it was to apply and get my account set up and running. I love being able to have my own payment processor on my website and not have to always send my buyers to PayPal to make their payments. Every time you have to send someone off your page you lower your chances of the buyer taking action.

    Cons

    There is really nothing I don't like about Stripe, maybe to have a lower cost but really they are helping me make money so who am I to complain when they were so easy for me to get set up!

    Verified Reviewer
    Overall rating
    • Industry: Internet
    • Company size: 11-50 Employees
    • Used Weekly for 2+ years
    • Review Source

    Overall rating

    • Value for Money
    • Ease of Use
    • Customer Support
    • Likelihood to recommend 8.0 /10

    The newer kid in town

    Reviewed on 2021/02/26

    As I said before, we had to wait a few years for Stripe to become available in our country but it...

    As I said before, we had to wait a few years for Stripe to become available in our country but it was worth. We are making a complate switch from Paypal to this payment service provider.

    Pros

    We had to wait for Stripe to become available in our country of operations but it was totally worth it. Stripe compared to PayPal is the new kid in town and that means it is more intuitive and innovating. A breath of fresh air.

    Cons

    We had to wait a few years for Stripe to become available in Mexico and then a few more to leave Beta status. While the features look good in paper, we still have to wait for the company to make traction in our country of operations. More than a few features are still unavailable here.

    Showing 5 reviews of 1 864 Read all reviews

    Stripe FAQs

    Below are some frequently asked questions for Stripe.

    Stripe offers the following pricing plans:

    • Pricing model: Free
    • Free Trial: Not Available

    PAY AS YOU GO: 2.9% + 30¢ per successful card charge. ENTERPRISE: contact Stripe. Stripe has no setup fees, no monthly fees, no validation fees, no refund fees, and no card storage fees. There's also no charge for failed payments. You'll never have to decipher a complex statement, because you know what you're charged in advance.

    We do not have any information about Stripe features

    Stripe has the following typical customers:

    Self Employed, 2-10, 11-50, 51-200, 201-500, 501-1 000, 1 001+

    Stripe supports the following languages:

    English

    Stripe supports the following devices:

    Android (Mobile), iPhone (Mobile), iPad (Mobile)

    Stripe integrates with the following applications:

    123FormBuilder, 3dcart, Accelo, AccountsPortal, Attribution, Automate.io, Avalara, Baremetrics, Bigcommerce, Bizness Apps, Blinksale, Chargebee, Chargify, ChartMogul, Chatfuel, Cheqbook Accounting, Commence, CoreCommerce, Cyclr, Databox, DocuSign, Emburse Abacus, Expensify, FreeAgent, FreshBooks, GloFox, GoDaddy Website Builder, Harvest, Highwire, Hiveage, HookFeed, IFTTT, Intercom, InvoiceSherpa, JotForm, KashFlow, Keen IO, LeadsBridge, LessAccounting, PayDirt Payroll, PieSync, Preact, Recurly, SeamlessDocs, Sellsy, ShipRush, ShipStation, Shopify, SkyPrep, Slack, Slemma, Squarespace, Statsbot, Storefront Social, SumAll, Sunrise, TalentLMS, Ticket Tailor, Typeform, Volusion, Wave Accounting, Weebly, Woopra, Wufoo, Xero, ZapERP, Zapier, Zoho Books, Zoho Invoice, Zoho Subscriptions

    Stripe offers the following support options:

    Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat

    Related categories

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